It sounds as though you have a good program going, your eating habits look good except, water consumption is maybe still on the lower side. You want to consume a glass of water for every 10kg you weigh over-and-above another 4-6 glasses because of the training. The sleep time is debatably good.

First question that comes to mind, is how regularly are you changing the structure of your exercise program and how are you changing it.
The reason for this question, is that the body plateaus after continuing with the same type of program for longer than 10 weeks meaning little to no results can be seen.
The second thing a person can overlook is energy consumption/energy expenditure. Trying to stick to the same sort of diet not the send the body into a tizz, increase the amount of energy spent during exercise which is slightly above the energy consumption. This is another method of weight and fat loss.

It would be best to speak to a dietitian before starting a course like this. Another is consulting a trainer for ideas.

Not being able to see you physically just going off of what you've posted. What you may think is fat may not be fat at all but rather postural distortion cause tight restricted and inhibited (weak) muscles better known as 'lower crossed syndrome'. This can cause an excessive lordosis (curve) in the lower back.
This comes about when certain muscles are tight and restricted causing other muscles to become weak (inhibited).
Tight psoas muscles causes the pelvis to tilt anteriorly weakening the erector of the lower back having an domino affect on the abdominal muscles making them weak as will. This distortion makes it appear as though you a fat belly when in reality you don't. another muscle that contributes to lower crossed syndrome is tight Quadratus Lumborum muscles also known as QL muscles. It origin is the pelvic and it insertion is the lumbar spine and the twelfth ribs it is found on both sides of the spine. When this muscle is tight it may add to the fatty look and pull the ribs closer to the pelvic bone.

Look for a massage therapist who specializes in deep massage, myofascial release, Myoskeletal Alignment Techniques®, and PNF stretching. Here is a list of the tight and weak muscles that are responsible for lower crossed syndrome I hope it is of some help to you

Tight, Facilitated Muscles:
Iliopsoas
Rectus Femoris
Hamstrings
Lumbar Erectors
Tensor Fascia Latae
Thigh Adductors
Piriformis
Quadratus Lumborum

Weak, Inhibited Muscles:
Rectus Abdominis
Gluteals
Vastus Medialis
Vastus Lateralis
Transversus Abdominis

Most often whenyou free up those tight restricted muscles the weak muscles it allows the weak muscles to become stronger.
I wish you well in your pursuit to wellness!

Ray Mingo CMT, PT